Thanks for making my point for me. So, in other words, if a customer doesn't know how things work, your bank is going to sit on their money for a couple of days - instead of just releasing the funds as soon as they are there.
My mattress is looking more and more attractive with every one of your posts.
Go ahead and stuff your mattress.
Dig a bunker and hoard food while you are at it.
If we want to get into the details of things I can...although I don't really feel like it.
The difference is the local out of state credit union might take 5 days but Wells Fargo or Bank One or whoever might not...
With this Check 21, everyone is a lot closer to being on equal footing.