[skaterboy]

I think they keep em and you get an electronic print out but they keep the actual check..maybe im wrong or maybe each bank is doing it their own way but mine just gives you a photostat of all of your checks

[grellis]

Like I typed, I have already asked my bank (BankOne, recently acquired by Chase) about this. Its business as usual with the exception of the post time. If I'm not mistaken, all banks allow you to choose if you want your checks back or if you want photostats instead, with the bank warehousing the checks for you. My bank charges for the return of cleared checks so I get the photostats--its easier for bookkeeping, anyway. Our checks come with duplicates so I always have some kind of a record on hand.

My advice: Write down any questions you have, call your bank's toll free customer line, get the facts straight. Be sure to get the name of the telephone representative, don't hesitate to ask them to slow down in their explanations if you are jotting stuff down. Break yourself of the habit of floating checks immediately. What are you, the government??!

FReegards!