Well, technically, that IS schism. The Church is either in full communion with itself or it isn't. If it isn't, then the fabric of the Church is torn. That's the definition of schism. We've been in material schism since the USCCB ruling that blessed this situation of geography determining when you can receive. But, since no one has publicly said it out loud, it isn't formal schism yet.
Dear skellmeyer,
I'm not sure that every disagreement regarding how to discipline individual Catholics ought to be defined as schism.
sitetest