[LowCountryJoe]

Matt, I can't believe that you're an insurance broker and you don't happen to realize where the reserve assets of those insurance companies that you match your clients up with come from.

Bruce Bartlett is not idiot, by the way.

[MTOrlando]

Why don't you fill me in? I'm interested in learning how insurers' reserves are relevant to the topic at hand.

And Bruce Bartlett is too an idiot.