Thanks for the kind words, and right back atcha. But don't be put off by the use of the word "collective" - replace it with "mutual" if you like. The Marxists tried to make the term their own but it outlived them. Capitalist collectives (think mutual funds and retirement funds) did their part in burying the communist kind.
Fair enough, although private, voluntary collectives are one thing, and statist collectives quite another. (But I'm telling you something you already know.)