[al_again]

I won't go into the details of how it all works, but the name on the statement is meaningless. This works o\by way of what's known as an ACH transaction - electronic debit. Part of this ACH transaction contains a name which can be ANYTHING. The meaningful part is the bank routing number and account number which is where your money ended up.

I'm not sure if the bank will provide you the info to find out who this is. You need the routing number to determine the name of the bank and then you would need to contact that bank to be able to get the name of the account holder - something they definitely won't provide to you.

You need to hassle your bank with dispute forms and follow-ups. They are required by law to make those funds available after 10 business days until they complete their investigation. Keep hassling them, they will end up eating the 180 as it will be two expensive for them to try and track down the real criminals.

[Lazamataz]

Keep hassling them, they will end up eating the 180 as it will be two expensive for them to try and track down the real criminals.

Yes, but you gotta know John. He's tech savvy, has too much time on his hands, and has a bit of a vindictive streak. :o)

The perps are gonna wish they nailed someone else. :o)