We were out this weekend and our ATM card was declined. We tend to be screw-ups when it comes to keeping tracck ofour bank records (we're alway forgetting about pending charges from utility companies that take their time processing our payments) so we expected that our lack of funds was our own doing and that a simple account transfer was all that was in rder. Then my wife discovered a 2 cent credit from Money gram and began to get suspicious.
We don't use ATMs because I can't keep track of withdrawals and it caused me a big problem once. I kept getting over drawn notices from the bank and thought that I was making ATM withdrawal and forgetting to deduct. It went on for about six months, I thought that I was losing it and finally closed the account, at which time the teller informed my husband that the bank had discovered that another woman with the same name had been making withdrawals from my acct, using blank withdrawal slips. The same woman was also renting videos in my name and using the health insurance of another woman in town with the same name.