Right on...
"It may not be fair, but nothing is out of ones reach if they devise a plan and work hard."
If a person can't find enterprise in America and succeed, they aren't looking, and if they find it, they aren't working.
And, then, yes, add sound economic finance principles and work in God's economy, not this world's (starts with the tithe for Christians). He's got a lot and He wants us to enjoy it as well share the whole good news deal with everyone else. Jesus wasn't poor, and His heart wasn't on loving money, but living good so others can see how good God is.
/preaching
I agree and think it's a moral duty to amass as much wealth as you can. You can't help people with it if you don't have it.