"It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world." -- Thomas Jefferson
Baby Boomers may be a giant voting block, but the "Gen X" families shall not be reduced from penury to slavery, by political means or otherwise.
The FICA withholding scheme is the only assurance of Social Security funding for the Baby Boomers. Independent contractors, the self-employed, many professionals, and cash operators do not participate in FICA withholding. Many Gen X workers don't participate in FICA -- certainly not enough to fund the Baby Boomers at current levels of expectation.
Go for it, we're all doing what we can. Owning one's own retirement is not a new idea. I support it now as I did when I was younger. Frightened seniors had other thoughts then as they do now.