[Red Boots]

I believe it will never be reformed until we have total budgetary implosion thirty years from now. There's no political willpower. Worse, the average voter is both wildly ignorant about the issue and also absolutely self-centered and selfish about the question. One can't blame the politicians for fearing the idiot rabble.

Well said. I'd change just one word: wildly. I'd change it to: willfully

I cannot believe how many fellow baby boomers just absolutely refuse to see beyond, "I paid in all these years, and I want MY money", as if somehow, just demanding it will make it happen. It's not wild ignorance, it's willfull refusal to face facts.