The sound the head makes when it digs into the surface of the disk rendering the disk immobile is similar to the sound made when the brake shoe on a Chevy makes when it finally runs out of brake lining and it is metal to metal contact just before the brake welds the wheel in place.
Hey everybody, check this out . . . A very nice little explanation, with easy-to-understand diagrams, of "flying heights," hard disk crashes, etc.
Finally got a chance to ride in your daughters car again eh?