Do you have MS Office ?
That would give you an editor , and it appears to me that you can output HTML from a document that has embedded links and graphics. That is what I read out of an Office XP manual..
Good God man, have you ever looked at the HTML code produced when you save a .DOC file as HTML?
The amount of crap M$ puts in there is absurd.
Notepad is good, but if you want a WYSIWYG, then use the composer included with Netscape. Its free and easy.
OpenOffice is another option.