I wouldn't worry too much. FEMA will be there soon passing out federal tax dollars regardless of whether you had insurance or not.
I sympathize with the loss of life, but not the loss of MOBILE HOMES at the water's edge of the Gulf. What are these people thinking? They played the Hurricane Lottery and won for 75 years, but eventually someone will LOSE. NO mobile or pre-fab homes should be allowed in hurricane country...and they certainly should not be repaid with taxpayer funds.