Sorry, too bad. If you were in construction and you hurt yourself and partly it was because you were out of shape, TOUGH. Go learn a new trade.
Sorry, but as an investigator of Worker's Comp fraud cases, this is just too much Boo-Hooing.
All you have to do is make a claim. The Insurance Company's(There are only two or three now in the State that will write WC insurance)money IMMEDIATELY starts going out.
If you are an employer, your WC premium is almost the same as the salary you pay your employee.
Many of the Claimants are here in the U.S illegally, but that does not make a difference. They go to Depositions and admit--under oath--that they have used at least one other name, and just "made up" their Social Security Number.
The INS and SSN Administrations ARE NOT INTERESTED.
To claim STRESS,all you have to do is allege that someone or conditions at work cased it.