Huge sums of money, that could be going to actual health care, are being paid to people who push paper around. Don't even get me started on the ethics of Doctors and nurses who work for insurance companies.
The Dems started this with the HMO; they realized it was a way to socialize medicine. We need to find another way...ASAP.
I'm particularly bothered by having to switch doctors every few years because your insurance changes, or you no longer have it, as we are temporarily experiencing. So much for building a relationship with your doctor...you're lucky if you see him or her once before it's time to switch providers again because your employer is changing to a different plan!