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My software company has employees in Idaho (good thing it's not CA). I was chatting with an underwriter with the state insurance fund today, and was amazed at some of the things I learned.

First of all, in our business (software engineering), the workman's comp. rate is very low... $.35 per hundred dollars of payroll. (that's 35 cents)

How many of you would believe though, that in the roofing industry the rate is $40 (yea, that's right forty dollars) for every hundred dollars of payroll. Even worse are umpires for sports teams... Over $50 per hundred dollars of payroll.

A house painter, $7 per $100. This blew my mind. I would never have guessed it was so high. No wonder it cost so much to get your roof fixed!

How many of you would believe though, that in the roofing industry the rate is $40 (yea, that's right forty dollars) for every hundred dollars of payroll. Even worse are umpires for sports teams... Over $50 per hundred dollars of payroll.

I've heard that for roofers in CA it's over $100 per $100. I don't want to think what a new roof is going to cost me one of these days.