well if you don't have enough money to retire then keep working
An incredible proposition, my friend...
But wait!!! I have a few years to think up a reason why society OWES me!!!
ROTFL - you are so naive, my friend. The federal government has promised to take care of you. I've got 4 scenarios why no one needs to do what you propose. 1. Raise taxes on the young to cover rising costs of Social Security and Medicare (young people are stupid and don't vote). 2. Politicians love to create new departments to solve problems by throwing money at them - how about a new Department of Retirement? 3. Commit some crimes, get caught, go to "jail" (or the "retirement village"), three squares a day and a roof over your head. 4. Become an illegal alien - free healthcare, foodstamps, welfare - a life of leisure, eh Jose?
Working is for suckers.