Finely tuned for life as we know it to be possible. They have it reversed: life evolves according to the situation, therefore life the situation will appear optimized to that life. If the "tuning" were different, then life would be different.
Playing the odds question is very disingenuous. What are the odds that we appeared as we do? Extremely low. Of course, what are the odds of anything else specific appearing? Also extremely low. What are the odds that something would appear? My guess is pretty high. The odds game assumes that we were the target of evolution.
If you don't understand that, think of the lottery. The odds of any one person winning the jackpot are absurdly low, but the probability that someone will win approaches one after a while.