lol...I know what you mean! I was always having to pick mine up. Luckily, I had "crash bars" on mine, so it didn't damage my bike. I've got 5 lbs. on you, and I'm short, too. When I got my Fatboy, my mechanic lowered my bike 1" and it was perfect. I can even sit on it without my hands on the handlebars because of the center of gravity of the tank.
A girl that I worked with at the Harley shop was short, too, and one day she came into work with her front brake handle in her hand. She dropped her bike and broke it off. LOL You'll love the Dyna, no matter which model you get. :)
I put crash bars on after I replaced the left rear turn signal for the second time... didn't drop it for a long time after that, until I ever so gracefully went over in Mom's driveway. Didn't even scratch the bars, it was so graceful. :-)