[Demetrius Slaughter]

"At least we all agree on underpants however."

I do not agree with your statement that girls should only keep their underpants on MOST of the time when they are out and about.

[xsmommy]

humor challenged as well as fashion-challenged are ya, DS? bless your heart.

[TexanToTheCore]

Race, you might want to get in on this conversation.....

[Miss Marple]

Well, here are the times when they do not have to wear underpants:

1. Ob-gyn examination.
2. Swimming
3. Physicals for school, armed services, or athletics.
4. Gymnastics competitions.
5. Ballet performances.

I think those are enough exceptions to allow the word "most."

I hope this helps.