[Orange1998]

So what do you tell the 85 year old lady who lost the (income earner) late husband. Her savings would have been totally exhausted if it was not for SS. She did not expect to live that long so I don't fault her planning.

BTW She is from a generation that appreciates SS a great deal more than today generation. And I would not call her an "old bag". Have more respect.

[FITZ]

So what do you tell the 85 year old lady who lost the (income earner) late husband.

I would tell her that my grandfather worked full time until he was 84 --- and that my father is well into his 70s and still working full time.