[OldFriend]

Social security will not be broke. You most likely will have to work longer before you begin to collect but it will not disappear altogether.

[tomahawk]

You may be right, but it won't be enough to live on. It is only safe to assume it won't be there at all, and to save accordingly (if the Govt. will let you!).

I believe Social Security is a Ponzi scheme, which we have regrettably forced into, but at some point, those who "contributed" won't get paid, because there aren't enough new people to force into the scheme.