[annyokie]

Let me make it simple for you:

You take out a second mortgage on your home to 1. consolidate your bills, 2. make improvements. Which is the more clever option?

Option 1 usually equals you running your credit cards back up to the hilt.

Option 2 equals an increase in your property values and a big ole capital gain for you when you sell.

[ItisaReligionofPeace]

How's this for an option: 1) consolidate your bills, pay down your debt, and live within your means, or 2) build an addition onto your house, continue to spend everything you earn, watch the real estate market slow as a result of rising interest rates, and be forced to work a couple extra years than you had planned.

A big ole capital gain? Do you even know what a capital gain is? How does any of this make sense with respect to gov't spending?