Why would he need to do that if he adhered to the letter of the law?
That's the logic that says: "Why does anyone "need" an EE-vil 'assault weapon?' He must be some sort of criminal."
It's his property, he can do with it as he wishes.
Bottom line: if your house is pledged as security on your HOA payment, make the frickin' payment.
"Lack of preparation on your part does not necessarily constitute an emergency on my part."