[BureaucratusMaximus]

The US taxpayer wins on this.

Exactly how does that happen? I figure I can do a much better job investing %8-%10 more of my paycheck than the feds can.

Unless you are operating under the premise that, social security will never go away; so in order to be able to pay the benefits for all the baby boomers till they die (and afterward), the US has to import every 18-35 year old Julio and Lupita they can get to be able to fund it...the alternative to that is to raise the SS tax rate.

[VRWC_minion]

You are close. The taxes we receive on the scheme far exceed the value of the future benefit. No one would buy this product if it was sold by fidelity or vanguard. Therefore, instead of complaining about new participants, we should be knocking on doors attempting to get more people involved.