[Marie]

You've got some knowledge backing up your information, too. Very much appreciated input.

[Quix]

Humbled by your saying so.

As I've told many clients . . . either I did it, my family members did it, my friends or associates did it or my family's poor white trash renters did it or it probably wasn't done.

Been there and done that learning a lot of things the hard way--PLUS all the education and Navy experiences etc.

Bless you for your kind words. Much, much appreciated. I don't always know if typing allt his much stuff is worth it to anyone or not.

Have a blessed NEW YEAR! with each of your loved ones!