[Conservative til I die]

I think a decent used car would be a good idea. I put $5500 down on my new car. Consider if I did that with say, a 1998 or 1999 model, I'd probably only have to pay off maybe $3000 on the balance instead of $13000.

[B4Ranch]

The trouble I have with new cars is the financial loss that occurs when you drive it off the dealers lot. I buy cars from wholesale dealers only, that are 10 to 15 months old. These are generally from rental agencies. After a good 100% detailing job, they smell just like a new car and are always worth more than I paid for them.