[Peach]

To deny that wearing seatbelts does not reduce medical costs is to fly in the face of medical and forensic science that has been well established for over 2 decades. If you think I'm going to search the web to prove what has been proven repeatedly for over 20 years, think again!

[NMC EXP]

...seatbelts do reduce medical costs for ALL of us when there is an accident. There is no denying that fact.

ALL is the operative word in your phrase.

Provide proof that not wearing seatbelts raises the cost of medical care for ALL of us.

Here is a hint: when engaging in debate, do not make sweeping statements such as that unless you can back it up.

Regards

J.R.