[farmfriend]

I think there is some misconception here. It is not that our type of business is required to carry it. We are not required to carry it if we have no employees. The rub is that we get some of our contracts, husband is general contractor, through Sacrament Housing and Redevelopement. They require us to carry it in order to get contracts. If we stop getting contracts through them, we could drop insurance.

[scripter]

They require us to carry it in order to get contracts. If we stop getting contracts through them, we could drop insurance.

That's too bad. It seems to me Sacrament Housing and Redevelopement is unnecessarily raising labor costs, but I'm no expert in this regard. I'm out of work now and keep trying to get contracts to realize that hiring me through our corporation (without WC) is a huge cost savings.