[farmfriend]

You are forced to carry the WC for yourself. You are the employee.

No, as owner we can not use insurance. It is strictly for employees.

[c-b 1]

It looks to me like it is time to bail out of Kalifornia, when the state mandates that you buy something you can't use, I would call that stealing.

We hire independant contractors, their work assignments are sent to them over the internet, they return the finished product via the internet, they rarely if ever come to our office. The State of Arizona requires us to carry workmans comp on them, unless they also work for someone else, which those who work for us now all do, we get a form from the state to fill out the employees wages, and the amount we owe, quarterly, we write no employees on it, and send it back.

[MARTIAL MONK]

If you are incorporated and actively involved in the business you are forced to carry WC for yourself. I have had businesses in four states and was forced to pay for myself even in situations where I was rarely there.

I had one long time employee who was involved in a serious automobile accident (non-work related). She was out for over a year but I kept her on the payroll. I didn't mind paying the salary but it really grated that I had to pay the WC premiums, too.

I can understand the county requireing WC. If you didn't have it they would be next in line for a suit.