[NittanyLion]

My understanding is that MSAs will become available in 2010. In limited areas. I think ultimately MSAs are the way healthcare will need to go (so that people can raise their deductibles as money is saved), but IMO getting them in exchange for a $400 billion entitlement program is hardly worth it. We likely could've fought for and obtained MSAs period - in exchange for nothing.

[NittanyLion]

I went back and checked the bill, and it looks as though MSAs will be implemented at the same time as the bill. Only the competition piece is held off until 2010.