[AmericaUnited]

If you take out lower amounts (<$10,000) in multiple transactions, for the express purpose of not having the transaction get reported, that is called "structuring" and is a "problem".

Of course, they have to prove that your motive was evil.

[WhiteGuy]

"If you take out lower amounts (<$10,000) in multiple transactions, for the express purpose of not having the transaction get reported, that is called "structuring" and is a "problem"."

Does anyone else see a problem here?

It is NO ONE's business what I do with MY MONEY.

[mountaineer]

Of course, they have to prove that your motive was evil.

In practice, the way this stupid law is applied, it seems it's up to you to prove your motive wasn't evil - not exactly what the framers of the Constitution envisioned.