[Grampa Dave]

My wife's 401 k was recentlly rolled over to VG's self directed 401k division.

They are a real PIA to deal with. Their Precious Metals is closed to new buyers.

Their inflation proof federal treasure notes have been doing good, that is VIPSX, I don't know the number of the fund.

If you have a 401k, you can buy funds from other companies with no load, where the managers have done well this year and in the past couple of years. If you are interested, I can Freepmail you a list of these funds so you can look them over.

Stay away from the government back mortgage funds, GNMA bond funds. That is the next pc group which will probably go down.

If you can buy stocks, a new exchange traded fund will be on the market in December which should be good for us retired types.

The fund will be an index fund of the top 50 companies with the top dividends. With GW's removal of part of the double taxation on stock dividends, those companies with good dividends are back in demand. This fund will make it easy for us.

[Conservativegreatgrandma]

Have some in VIPSX.

No 401K. Was self employed.

The thing you said that worries me is that you say to stay away from GNMA funds. The largest bulk of our money is in FNMA, FHLMC and GNMA. These are not in funds. We own the bonds.

Who will be having the new fund of which you speak?