[Terry Mross]

But what can you do when the company for which you work invests it's 401K into a Putnam fund? You have no choice but to withdraw from the 401K program.

[NativeNewYorker]

I know people in that box. It sucks. I tell them to pick
the short-dated treasury bond fund because it is where the
perps can do the least damage. Also, now, the employees can point out that as fiduciaries, their company has no choice but to switch plan managers, given publicly available info.