I certainly can claim this fact. This is the first time in my life that I am credit card debt free, full funding my 401K and have liquid assets.
I say this not to impress anyone because I know it is not easy, but to demonstrate that most of these circumstances came as a result of extra savings from the Bush tax cuts. Those refund checks were a great way to make a dent on my debt and the little extra in my check from reduced tax witholding helps me put aside something every month.