[ObozoMustGo2012]

Is there a Cliffs Notes versions for those of us working while reading FR?

[nitzy]

It sounds to me like he is saying Anthem, Aetna, etc....will be allowed to sell non-Obamacare compliant insurance for any price and with any coverage that consumers desire AS LONG AS they also sell an Obamacare compliant plan in the state.

The idea is that the healthy will migrate to the “free market” plans and the sick will stay with the Obamacare plans.

The way I see it is that the problem with health care is that anti-competitive and non-free market forces have greatly increased the price of service. If you don’t address those issues you are only rearranging the chairs on the Titanic.

Either sick people are going to be able to pay for their own health care (just like hungry people pay for their own food and naked people pay for their own clothes) ....OR healthy people will be forced to pay for the health care of sick people. Those are the only two options as I see it. Currently healthy people are being forced to pay for it through higher premiums. It sounds like under Cruz’s plan they will be forced to pay for it through taxes.

[MountainWalker]

Basically, Cruz’s is proposing that insurers can offer any plans they want to us in states that have at least 1 Obamacare compliant plan. This means we’ll be off the hook for subsidies to Democrats, and marginal R’s can go back to their states and say they kept Obamacare’s pre-existing protections, etc.

The downside is that it’d add to the debt since the Obamcare-plan people would become a high risk pool and still get tax credits to keep them on the plan.

The upside is that it opens back up the market for whatever plans you want and gets us half way home with getting out from under Obamacare altogether (phasing out the tax credits would be the last step).

[outofsalt]

"Enter Cruz. Here’s how the Texas senator described his plan, in his own words, on Wednesday: If an insurance company offers at least one plan in the state that is compliant with the (Obamacare) mandates, that company can also sell any additional plan that consumers desire. What that does is it maintains the existing protections, but it gives consumers additional new options above and beyond of what they can purchase today. As a matter of politics, you could see how the idea would be a winner: Moderates can say they kept Obamacare’s insurance reforms and conservatives get to say they allowed non-Obamacare plans back on the market."

1000 words to explain 100 (poorly).

[Kazan]

No legislative text of Cruz’s proposal is yet available, but this is the gist: As long as a health plan offered at least one Obamacare-compliant plan in a state, the plan would also be allowed to offer non-Obamacare-compliant plans in that state.

[Kazan]

No legislative text of Cruz’s proposal is yet available, but this is the gist: As long as a health plan offered at least one Obamacare-compliant plan in a state, the plan would also be allowed to offer non-Obamacare-compliant plans in that state.