Your ignorance of the mechanisms and economics of health care delivery is astounding. Apparently your idea of a "free market" is literal - "Give it to me free".
When I got married in 1977 it cost $400 for the delivery room (w/o insurance) & maternity coverage on your insurance was an option you selected. Shortly after, the State of Florida made maternity coverage mandatory for everyone on group policies. Guess what?? People who didn't want it had to pay for it anyway. AND delivery room charges quadrupled within 3 years.
There is absolutely NO market force influence in the health care delivery system. And this mess is the result.
There is no single solution or magic bullet for a mess that has taken 40 years to evolve.
Is that too nuanced for your liberal thought processes?
I guy who assumes I'm ignorant, assumes I'm a liberal, and probably assumes he's my elder is talking about "nuance" in one's thought processes? Hmmm.