Posted on 06/02/2019 5:10:20 PM PDT by Celerity
I’m still making $11.50 an hour though.
Even with Uber Eats you have to have your car qualify for Uber. If you want to do deliveries then go to Amazon Flex. The other day I saw a car pull into the station with a bungee cord holding his trunk down. Like I said before, you don’t make 13 an hour after expenses. 3 months and something is wrong with your luxury SUV? Get a new car! I go far longer than 3 months without car maintenance. I change my oil every 20-30K miles. I change my tires every 50K miles. I keep my car clean by subscribing to the local car wash company where they do interior and exterior cleaning for about 70 a month, unlimited. I have taken my car through the car wash three times in a day before. Oh be careful of the cleaning fee, it too has been reduced. A woman dropped some sort of mushy chicken from dinner in the car. It got smashed into the next woman’s fur-like coat. I lost the fare but got 20 dollar cleaning fee. It did not cover the time I was out of service at 11 PM on a Friday night (if you don’t know that is surge time). You paint a rosy picture with 13 an hour with a car that cost you how much and how many miles a week do you put on it? Like I said, no way you are making 13 after expenses because I don’t know any Uber driver doing that on any board or any that I have talked to. Not possible after expenses.
State Farm has a ridesharing rider. I pay regular insurance and have the rider. Uber will only pay you through their insurance if you have a passenger in the car. State Farm has explicitly told me if I have the Uber app on and no rider, they will not pay. Don’t count on the Uber insurance because if you are on your way to pick up a passenger or recently dropped off a passenger, meaning no passenger in your car, Uber will not pay through their insurance. That is straight from the horse’s mouth, as I asked exactly that question. And if you think they will cover it, check the Uber policy again, it states its only good when you are carrying passengers. This does not include en route to or from the pickup or dropoff.
Uber has this but not in all cities. Its called Ride Pool. The premise is that I pick up passenger A and on my way to drop off passenger A, I get pinged for passenger B. I pickup passenger B. And so on until I fill up my car. Then I drop off each passenger and they all get charged accordingly. Uber has this, I think Lyft too but not sure. Also, you can schedule a pickup now with Uber.
The reason I don’t drive a luxury vehicle because the morons that order the lowest tier have no respect for your car whether its a beamer or a Corolla. The car is not theirs so they don’t care what they do in your car. SO whether you pay 65K or 25K your passengers do not respect your car.
Let it go dude.
I am correcting you where you are wrong about Uber. Your original post props up Uber and makes people think that driver’s make more money than they actually do. It’s no wonder why people don’t last as long as drivers. They get fed BS and then find the reality isn’t as pretty as the picture that was painted for them. Your 13 an hour is bogus and I will continue to say that because this is nothing more than a recruiting thread. I know of no driver that makes 13 dollars an hour after expenses that includes lux vehicles. So yeah you want me to let it go so you can carry on with your love fest. Freepers don’t play that game. (or as you call them creepers).
Really? I don't want to put words in your mouth, so can you explain what that means?
Sure..
Since I’m the entrepreneur mindset, i vie the world of ride sharing very differently than those who think they are employed by a company like uber or lyft.
Much like the differences in trucking as an employed trucker or an owner/operator.
Okay, so when you talk about experiences, you’re talking about contractor experiences. Thank you.
I understand you have insurance through Uber; is that your only auto insurance? If not, does your primary insurer know you are driving for Uber?
No, i have my normal insurance. During an actual trip uber will step in to cover extra liabilities and some comprehensive items.
All uber drivers are contractors. Well, there may be a few who aren’t but that’s not normal model. And not what i wanted to talk to freepers about doing.
A lot of us need some side money. And even more of us are getting old. And none I’d us deserve to be treated like chumps.
Yes, I know. I wanted clarification that you weren’t referring to the riders.
OK; the reason I ask is that your insurance company would charge you a lot more - and may even challenge a claim now (since they weren’t aware the vehicle was being used as a commercial vehicle/taxi).
It is a factor when evaluating driving for Uber/Lyft; the higher insurance is one of many costs that reduce earnings.
Yes it is a factor for driving uber/lyft. Here is the rub about Uber insurance:
Scenario 1
You turn on your Uber app and expect to get a ping any moment to go pick up a passenger. Your normal insurance now considers your car as being used in business and won’t cover you. Uber insurance only covers you and your vehicle while you have a passenger in the car. This called livery service.
Scenario 2
You turn on your app, you get pinged to go pick up a passenger(s) and you are involved in an accident. (See Scenario 1).
Scenario 3
You drop off your passenger, end trip and keep the app on and after you drive away expecting the next ping you are involved in an accident. (See Scenario 1)
Scenario 4
You are involved in an accident while a passenger is in your car. Your normal insurance won’t cover the costs because your vehicle is being used in a business capacity. Uber may or may not cover you, but will cover your passenger which is the reason why Uber has insurance in the first place. They carry the insurance to cover the passenger and Uber will flat out tell you to get additional insurance if you were to get into an accident.
Scenario 5
You drop off your passenger, end trip and turn your app off. You get into an accident, your normal insurance may cover you and it may not. The reason is that your reason for being there was dropping off the passenger. So the insurance may say that you are not covered until you either go to another destination or go back home. It is a possibility your insurance provider may take this narrative as was explained to me by an insurance agent. The reason for this is that if you declare your home as your place of work and deduct expenses as such, then you need to return to your place of work to finish out the day or if you go to, let’s say the grocery store, it shows you are no longer performing in a business capacity.
The point is once you turn on your app, the insurance company sees this as your vehicle being used in a business. Uber has insurance because they know this and the insurance is there to cover the passenger more than the car and driver.
Moral of the story:
CYA get livery(or a rideshare) business insurance. I have it in addition to normal insurance and it costs me around $30 more a month.
Those who rely on their normal insurance and put in a claim while using their vehicle as a business can be prosecuted for a false claim.
I just got done with Amazon Flex, they paid me for a four-hour block 18-25 an hour. way more than Uber.
Now THIS is the input this thread needs.
You’re actually the second person in an hour to report this. I’m going to start the sign up process.
Thank you for clarifying. One question my car insurance company stresses for each vehicle is how many miles they’ll be driven each year (with a follow-up of “how far is the commute to work?”).
As a part-time Uber driver, I bought my car in May 2016 with 20K miles on it. As of yesterday, I had 95K miles on it. I did take a four-day trip where I drove 1100 miles each way but no driving during the time I was at my destination. My personal miles are less than 5% of the overall miles.
As a part-time Uber driver, I take days, weeks and months off at a time. The longest time I took off was 8 months. Came back no problem. I kept my docs updated.
An insurance company will not ask you miles driven for commuting to work with business insurance. This is because your home is usually your starting place. You don’t drive home if you already live in your home. If you drive to an office building then get into your car, that is considered commuting. I can not tell you how many times I have been pinged pulling out of my garage (connected to my house) and going straight to a pickup. It does help I live near a concert venue with hotels nearby. However, most of the time it is when I am doing airport trips at 4AM.
Sounds good, and seems to work for you; good luck!
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.