Getting ready to retire!!!

Why retire? Answer that.

Because our minds and bodies wear down. I wasn't near as sharp as I used to be.

There at the end I took an 18 hour certification course but felt so burned out that I never attempted to schedule the certification exam. My over sixty brain was just not wrapping around the material any longer. I was thankfully RIFfed with a great payoff.

121 posted on 06/26/2018 9:32:45 AM PDT by higgmeister ( In the Shadow of The Big Chicken)

You been reading my Mail!

122 posted on 06/26/2018 9:52:37 PM PDT by TexasTransplant (Damn the Torpedoes! Full Speed Ahead!)

Buy the medigap plan 'F' and you won't ever have to worry about medical bills. The 'advantage' plans can have annual deductibles up to $10,000 out of pocket a year... don't be fooled by 'free gym membership' etc. What you want is ALL EXCESS CHARGES COVERED... THAT'S THE PLAN "F". ... Then call around. YOU can be turned down for this policy 3 months after you turn 65 so the 'window' when you can buy it is very short. Don't let them talk you into one of the other plans... the other plans are crap. Everyone I know who has this has not paid a dime to a doctor or hospital since they got it...

123 posted on 06/27/2018 2:55:14 PM PDT by GOPJ (David Ignatius sided with Germans against his own country - what a jackass.)

Also, the government requires that all companies that offer Medigap policies have the SAME minimum coverage... so everyone offers the SAME stuff - BUT companies are allowed to charge whatever they want FOR THE SAME POLICY.

If you call Blue Cross they'll have a different price than United Heath Care and a different price than AARP etc. FOR THE EXACT SAME POLICY. So call and ask, "what do you charge for Medigap Plan F and write the numbers down. I found the differences were over sixty bucks a month for the same policy. Go with cheapest. And YOU want the Plan F that ONLY goes up in price with 'the group' NOT based on age.

Insurance companies have so many tricks... AND they'll try to talk YOU out of this choice. When I bought the 'F Plan' one the insurance agents said she had recommended the "G" policy *which doesn't exist anymore FOR HER OWN MOTHER. They'll say anything to talk you out of it.

Also there's a 'high deductible 'Plan F'... YOU DO NOT want that one either. You save ten dollars a month on what you pay and lose more than that the first time you see a doctor.

124 posted on 06/27/2018 3:12:53 PM PDT by GOPJ (David Ignatius sided with Germans against his own country - what a jackass.)

Once you are debt and mortgage free and the kids are on their own its amazing how much less you really need to live well.

You're right. It's the easiest way to go - pay everything off of then 'live within your means'... zero stress...

125 posted on 06/27/2018 3:23:07 PM PDT by GOPJ (David Ignatius sided with Germans against his own country - what a jackass.)

To: Wm F Buckley Republican

Where do you get medicare advantage for no premium?

126 posted on 06/28/2018 12:57:00 PM PDT by bankwalker (Immigration without assimilation is an invasion.)

We have Coventry Medicare Advantage. Love it. They even send us $25 worth of supplies each month.

127 posted on 06/28/2018 2:11:45 PM PDT by Wm F Buckley Republican (?)

Excercise every day. Get in shape.

128 posted on 06/28/2018 2:15:53 PM PDT by DainBramage

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