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Steps to take when debt collectors dial you by mistake
Waterbury Republican-American ^ | September 4, 2011 | Claudia Buck

Posted on 09/04/2011 6:31:38 PM PDT by Graybeard58

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To: Lazamataz
In Soviet Russia, DEBT COLLECTS YOU!

Coming soon to a country near you.

41 posted on 09/04/2011 8:10:14 PM PDT by thulldud (Is it "alter or abolish" time yet?)
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To: Graybeard58

I know a young man whose name is Mark A. Smith III.

His father’s name is Mark A. Smith II.

His father used Mark A. Smith III’s social security number and credit rating for all kinds of accounts and credit cards. When the father went into default on the loans, he didn’t care, because none of the debt would be tracked back to him, it would be put on the son’s credit rating.

Then the creditors started calling around, to anyone and everyone who knew the son, Mark A. Smith III.

When they called me, I was kind of confused. I knew the son probably hadn’t racked up bad credit or owed anything to anyone. I didn’t say much to the bill collectors. When I contacted Mark’s wife, she was greatly upset. She knew at once what her sleazy father-in-law had done.

They called me a few more times after that. I patiently explained to them that they were looking for the father, not the son. I told them what the father had done to the son.

I also told them to remove my name from their call list. I refused to answer any of their questions.

When I call the wife from time to time to let her know the calls are still happening, she is really embarrassed. I feel badly for her. It isn’t her fault.

It must really be painful to be the son and to know that your father is using your identity and destroying your credit rating at the same time. I feel badly for the son.


42 posted on 09/04/2011 8:21:07 PM PDT by Pan_Yans Wife ("Real solidarity means coming together for the common good."-Sarah Palin)
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To: exDemMom
In any case, I’ll never again get a listed phone number.

I have always had a listed number. it's listed in a fictitious name though

43 posted on 09/04/2011 8:29:13 PM PDT by Figment ("A communist is someone who reads Marx.An anti-communist is someone who understands Marx" R Reagan)
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To: Graybeard58

When I had a Dallas area code, I had the number of a Mr. Rigoberto Lopez. Mr. Lopez seemed never to pay a bill, and the collection calls would happen non-stop. I first tried to reason with them, then I would ask them to call Verizon and ask for the name on the account, the calls never stopped. When I had enough, and importantly, when I was alone, and a collection call came in I’d just say the most vile things I could think of to the person on the phone. It wasn’t nice, it wasn’t pretty, but the collection calls certainly came to a screeching halt.


44 posted on 09/04/2011 8:30:54 PM PDT by Sky Slug
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To: Graybeard58

Changing your number is the only way to get them to stop.


45 posted on 09/04/2011 8:54:40 PM PDT by packrat35 (America is rapidly becoming a police state that East Germany could be proud of!)
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To: bigbob
Get a few phone numbers of these companies....

Then....when one rings you say"

Call me back on my other line.....and give one of those numbers.

46 posted on 09/04/2011 9:55:22 PM PDT by spokeshave (Obamas approval ratings are so low, Kenyans are accusing him of being born in the USA.)
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