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Meet The Mortgage Company Enabling Illegal Immigrants To Buy American Homes
Daily Wire ^ | 05/28/2025 | Spencer Lindquist

Posted on 05/28/2025 8:50:46 AM PDT by DFG

After decades of mass illegal immigration into the United States, untold millions of illegal aliens have settled throughout the country, competing with Americans for government benefits, jobs, and now, for homes.

For most illegal aliens, obtaining a mortgage from a traditional bank — without a social security number or a credit score — is nearly impossible. But as millions of illegal aliens flooded the country, a new industry has cropped up to capitalize on the new customer base, selling financing catered to the illegal population.

One entity at the forefront of this industry, a Daily Wire investigation has revealed, is Prysma Lending, which has given out more than a billion dollars in loans in red and blue states alike as it blatantly targets illegal aliens.

Trump pledged to ban mortgages for illegal aliens on the campaign trail and his administration took action in March to prevent government-backed mortgages from going to illegal aliens. But Prysma is one of several companies — including Colony Ridge, the Texas development that The Daily Wire exposed as a magnet for illegal aliens — that uses a different financial tactic that isn’t impacted by the administration’s recent rule change, which specifically targeted loans backed by the Federal Housing Administration.

The company prides itself on “empowering the Latino community to achieve homeownership” in its Spanish-language Instagram bio. The company’s president, Monica Serva, says she started Prysma with the intent of “helping the Latino community” because she “realized how unfairly minorities were treated.”

But Prysma revealed that its business model relied on illegal aliens, in particular, when it hosted a webinar with an immigration lawyer to answer their customers’ questions about the risk of deportation in the days following President Donald Trump’s inauguration.

The company is evidently concerned that its clientele could be deported, or at least that potential customers could be dissuaded from buying a home in a country that they fear they could be removed from.

They have reason to be worried. The Connecticut-based company’s website is checkered with explicit appeals to illegal aliens, allowing it to corner a market that doesn’t have access to the same financial tools as American citizens and legal residents.

“Prysma has helped non-US citizen families in: Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas,” the corporation’s site reads. “No Social Security or Green Card required.”

“You have a right to homeownership, regardless of legal status,” Prysma says. The company even published guides on “loans for undocumented immigrants” and boasts that it has “extensive experience with loans tailored to the unique needs of undocumented immigrants.”

“Securing personal loans can be a crucial step toward financial independence for undocumented immigrants, who often face challenges accessing traditional financial products,” Prysma writes.

Federation for American Immigration Reform Media Director Ira Mehlman told The Daily Wire that allowing illegal aliens to access mortgages could incentivize them to remain in the country, but that Congress could take action.

“Access to mortgages can serve as an incentive for illegal aliens to remain in the country, especially at a time when the goal of the government is convincing illegal aliens to leave,” Mehlman explained. Congress could take many actions – from disclosure to outright prohibition – and set a national standard for states to follow.”

A Prysma employee admitted in the post-election webinar that the company specializes in offering loans to illegal aliens.

“At Prysma, again we’re super honored that Latinos come to us … well, people from all different parts of the world, looking for loans that don’t require a legal status,” Senior Mortgage Loan Originator Stefany Pina said.

The corporation made a guide to go along with the talk, providing “actionable steps to safeguard the things that matter to you most should you or a family member be at risk of deportation.” The document tells customers how to trigger a “credible fear” interview to avoid deportation, adding that “the interview process can slow deportation proceedings, giving you time to build a legal defense.”


TOPICS: Business/Economy
KEYWORDS: aliens; housing; realestate; realty
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1 posted on 05/28/2025 8:50:46 AM PDT by DFG
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To: DFG

Time to start seizing assets for aiding and abetting illegal alien invaders.


2 posted on 05/28/2025 8:54:53 AM PDT by T.B. Yoits
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To: DFG

If that’s not knowingly harboring illegals, I don’t know what is.


3 posted on 05/28/2025 8:58:31 AM PDT by 9YearLurker
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To: DFG

One way to encourage self-deportation is to ban aliens not on a visa or from a visa-exempt country from driving vehicles on federally funded roads.

Confiscation of their vehicle will send a message.


4 posted on 05/28/2025 9:06:10 AM PDT by Brian Griffin
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To: T.B. Yoits

Beat me to it!


5 posted on 05/28/2025 9:08:26 AM PDT by rrrod (6)
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To: DFG

Well that makes it easy for ICE. Send the data scrubbers through every county’s public records database. If it’s a Prysma Lending mortgage that got recorded, chances are it’s an illegal.


6 posted on 05/28/2025 9:08:53 AM PDT by ameribbean expat
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To: DFG

“You have a right to homeownership, regardless of legal status,”

I hate that phrase. Is a mortgage a God given right that the government cannot infringe, or is it a privilege, bestowed by a lender, on those who meet favorable terms for the loan?

I see a big bankruptcy in someone’s future.

EC


7 posted on 05/28/2025 9:13:25 AM PDT by Ex-Con777
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To: DFG

They would need a ITIN number and wouldn’t be necessarily be here illegally.

But, how long does it take to get a SS number?
Not sure of that part.


8 posted on 05/28/2025 9:13:50 AM PDT by HereInTheHeartland (“I don’t really care, Margaret.”)
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To: DFG

FWIW - “No Doc” and ITIN loans have been around for a very long time.

Not too long ago, lots of folks didn’t use credit cards.
Paid cash for used cars.
Operated on an all cash basis.

If you could put 25%+ down on a house, most any funding operation would loan you the money.

Illegal Aliens present in America is different.
GTFO-


9 posted on 05/28/2025 9:15:13 AM PDT by Macoozie (Roll MAGA, roll!)
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To: DFG

“You have a right to homeownership, regardless of legal status,” Prysma says. The company even published guides on “loans for undocumented immigrants” and boasts that it has “extensive experience with loans tailored to the unique needs of undocumented immigrants.”

You

Do

.
.
.
.
Not


10 posted on 05/28/2025 9:20:05 AM PDT by Vendome (I've Gotta Be Me https://youtu.be/wH-pk2vZG2M)
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To: T.B. Yoits

Prosecute the company under RICO, seize all assets, put them out of business and jail the corporate officers.


11 posted on 05/28/2025 9:27:32 AM PDT by HombreSecreto (The life of a repo man is always intense)
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To: DFG

“You have a right to homeownership, regardless of legal status,”


Oh, I don’t think so!


12 posted on 05/28/2025 9:30:40 AM PDT by Flaming Conservative ((Pray without ceasing)
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To: DFG

Does it sell them to Fannie and Freddie?


13 posted on 05/28/2025 9:30:46 AM PDT by bankwalker (Feminists, like all Marxists, are ungrateful parasites.)
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To: Brian Griffin

“Confiscation of their vehicle will send a message.

Being licensed to drive is not a federal function. It is a state determination. And when you get into states like California that use driver’s license as voter possibilities, you’re going to have political graft for voting bases. All it takes is a Californian ID and a foreign document as listed in this site:

https://www.dmv.ca.gov/portal/file/user-friend-guide-to-document-options-to-obtain-a-california-dl-pdf/

So you can expect push back from states like California, Delaware, Maryland, New Mexico, Rhode Island, Virginia, Colorado, Hawaii, Nevada, New York, Utah, Washington, Connecticut, Illinois, New Jersey, Oregon and Vermont. Most of them are blue states and are using the licenses for voting capacities.

If there is a way to shut down the lending company, Prysma Lending is a non-profit that is receiving funds from the US government. Cut off their funds and cancel their non-profit status for aiding an illegal.

wy69


14 posted on 05/28/2025 9:38:47 AM PDT by whitney69
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To: 9YearLurker

This actually will end up bankrupting the company. Eventually, all these illegal homeowners will be sent out of America and this company will be left with the loans.


15 posted on 05/28/2025 10:05:52 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: napscoordinator

I’d rather see their ownership jailed for knowingly harboring illegals.


16 posted on 05/28/2025 10:09:16 AM PDT by 9YearLurker
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To: bankwalker
That was my question, too.  I find it hard to believe that these loans would meet the standards for either agency to take on these portfolios.  And if these lenders are warehousing the loans themselves, that's a huge risk which one day may will turn into a house of cards when the loans go into default.
17 posted on 05/28/2025 10:54:06 AM PDT by mellow velo
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To: whitney69
So you can expect push back from states like California, Delaware, Maryland, New Mexico, Rhode Island, Virginia, Colorado, Hawaii, Nevada, New York, Utah, Washington, Connecticut, Illinois, New Jersey, Oregon and Vermont. Most of them are blue states and are using the licenses for voting capacities.

It's a whack-a-mole world, my friend, and that's not meant to discourage anyone.

Here's a 2024 network map of Church World Services Inc's. refugee resettlements service centers a very well connected provider of sanctuaries and services.

From https://www.pbs.org/newshour/politics/migrants-can-now-be-arrested-at-churches-and-schools-after-trump-administration-throws-out-policies

A 2018 story by The Associated Press detailed how since 2014, at least 70 publicly known cases have emerged of people seeking sanctuary in churches for immigration-related reasons, according to Church World Service, a New York organization that supports the sanctuary efforts. Of those, 51 came up since Trump took office in January 2017 and pledged a harder line on immigration.

And here's a major connected supporter willfully contributing to the destruction of our system of law and order.

https://www.rbf.org/grantees/church-world-service

Go figure.

18 posted on 05/28/2025 11:05:56 AM PDT by MurrietaMadman (The Gates of hell shall not prevail against you)
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To: 9YearLurker

Good point. I would too.


19 posted on 05/28/2025 12:38:18 PM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: DFG

AIDING——ABETTING——HARBORING


20 posted on 05/28/2025 2:12:51 PM PDT by ridesthemiles (not giving up on TRUMP---EVER)
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