Family of FOUR? That is barely enough for a SINGLE person never mind 4! Go look at the rents and property taxes in these blue cities and states
You must live on about $177,000.00 a year and are having a tough time making it.
Average for basic 2 or 3 bedroom apartment in OC Calif. $2600 to $3500 a month. Single family home would be closer to $4K. Going inland to Riverside or San Bernardino County is just as brutal. Add to that utilities, groceries, insurance, auto payments…. Basically you have to live with room mates to afford a roof over your head… if you are a young family you might need to have a roomie renting that third bedroom and put all your kids in one room.
Where do you live?