[PUGACHEV]

... and yet consumer bankruptcy filings are at their lowest level in four decades. Figure that one out.

[Ken H]

Is that because they have such high credit limits?

[PeterPrinciple]

. and yet consumer bankruptcy filings are at their lowest level in four decades. Figure that one out.

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A few thoughts.

1) The courts are overloaded

2) Not all debt settlement goes through the courts.