I’m 72 and, at most, step into a physical bank one per year. I use the ATM machine about four or five times per year. A $300 withdrawal lasts me three months. About 80% of my transactions are ApplePay, 19% a physical credit card (only because the merchant is behind the times), and the rest cash.
Even at our local Farmer’s Market I can count on all the merchants having terminals, often a Square reader inserted into their phone.
I get a confirmation from the bank before I leave the store.
All the data flows into Quicken which is connected to all my accounts. Every few days I download all the transactions to Quicken to verify them. I set up Quicken with all my frequent merchants and it categorizes my spending.
It really is all quite amazing.
Wow, aren’t you a modern guy.
You are way ahead of me and I am 60