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go to the Youtube video, make sure it's paused [the video or the ad or whatever is playing].

Under the video, to the right, there are Share/Save buttons and a round button to the right of those.

Left-click on the round button, and a menu will come up.

The choices are: Report or Show Transcript.

Select Show Transcript.

The transcript will appear to the right of the video.

Place your cursor on the transcript wording, left-click and hold.

Drag the cursor/mouse down to the end of the transcript, blue-highlighting it as you go.

When you get to the end and the text of the transcript is all blue-highlighted, you can release the cursor/mouse and the text will remain highlighted.

Do a Ctrl-C [copy], which will copy the blue-highlighted text to the system clipboard.

Open a notepad or other text editor.

In the notepad, do a Ctrl-V [paste].

You'll have your text.

You can read it, or do what I did.

“”Place your cursor on the transcript wording, left-click and hold.

Drag the cursor/mouse down to the end of the transcript, blue-highlighting it as you go.””

These instructions will ABSOLUTELY work.

One thing that could help anyone who might have issues with moving the mouse and highlighting. Once you have highlighted a word or phrase, click Ctrl-A. It will highlight everything. Then follow the instructions (copy, paste, etc.)

Sometimes Ctrl-A can highlight too much. If it does, just edit after you use Ctrl-P (paste).

Thanks kiryandil.