Undefined ‘guidelines’. When I asked to see those guidelines. ..they blamed underwriting
This explains what they are asking for.
Just get them what they need to close your loan.
VA can audit any closed loan , and if they didn’t ask you this when they should have, the lender gets in trouble.
The file must be documented to VA standards, I’m sure the underwriter knows you are living there, but they have to document your file properly
We in the industry don’t make the rules or like them all the time.
But we have to follow them.
figures... tell them that’s where the work is 8^)