I don’t like the movie because of the presented notion that the villain in an abortion scenario is the guy who won’t pay for it (similarly shown in Last American Virgin where Gary simps for her by buying her baby’s death).
But, the Phoebe Cates scene is the best scene of the ‘80s.
It's not that he won't pay for it. It's that he can't pay for it.
Recall he was hitting up all the people that owed him money?