Perps may possibly have more in store for you than merely taking your belongings! They could very well also be after your wife, or your life ("No witnesses!").
Regards,
That’s right.
You don’t know if they just want some cash or plan on raping, torturing, and then slowly killing you.
And the way things are going from bad to worse and gang activity is skyrocketing, why take the chance.
Presuming the worse is the safest option to take.