Because the insurance company, if they are changing the rules after-the-fact, are accomplices to the deception. If they benefit from the deception, they are effective partners with the deceivers, and deserve the same fate.
There seems to be a great many "IF's" in this tale.
I do note that entire story could be fiction, due to the lack of confirming details. And of course, we have specific denials from insurance industry organizations that any American companies are currently following such a "Gotcha" policy as refusing to pay a death benefit for a policy holder who allegedly died from the mRNA treatment.
Which would be quite a "Gotcha", since too many large corporations have already demanded their employees take the mRNA treatment as a condition of employment. Millions of people have yielded to that coercion. Surviving family members and relatives might be just a little bit peeved if these things do not work out as promised. And even more peeved if insurance companies refuse to pay out.
As in torches and pitchforks peeved. What would they have left to lose at such a point?
The whole thing could be a projection of people's fears as all the rules around them keep changing.
But I am reminded of the line from the movie Animal House; "You fucked up. You trusted us".
Because the insurance company, if they are changing the rules after-the-fact, are accomplices to the deception
Sorry but the vaccine is experimental, no matter what the Biden of Fauci liars say. Theres no insurance company stupid enough to cover that. If companies are forcing you to get it, then its they that assume the liability. This is their edict. Now if you die of COVID without a shot, then yeah insurance companies should pay up. You take an experimental shot that enhances your ability to get COVID over and over and over again, cancel the policy! This is a racket from big business and big pharma. Sue them.