And colleges\universities would have incentive to limit or shut down worthless “studies” degrees maybe even reduce the number of do-nothing administrators.
Exactly
My kid has a loan for a doctoral program which should eventually set him up in a nice practice. But at 7% interest it’ll take him forever to pay the loan back. Especially if he and his wife want to buy a home and start a family before they’re 40.
The bad guys here are the universities & banks.